Providence Financial Solutions connects consumers to licensed consumer rights attorneys who fight for consumers overwhelmed by debt. Our partner law firms enforce the rights the system counts on you not knowing. Free consultation. No upfront fees.
From your first call to your final resolution — you'll know exactly what's happening and why at every stage.
Tell us your situation. We review your debts, creditors, and rights at no cost and no obligation. Usually 20 minutes. You decide from there.
The consumer rights attorneys we connect you with build your legal strategy — identifying your rights, your options, and the fastest path to resolution. You're informed at every step.
The attorneys fight — legally, persistently, and completely — until your situation is resolved. No surprises. No fine print. Just results.
There's a meaningful difference between advice and enforcement. Our partner law firms enforce.
Attorneys don't just advise — they act. From day one, your creditors and collectors are legally required to deal with the consumer rights attorneys assigned to your case, not you. Every tool of federal law is deployed on your behalf.
Counselors can suggest a plan. They cannot take legal action, stop collectors, challenge debt in court, or enforce your federal rights. You're still paying — just more slowly.
Settlements report as "settled for less" — a negative mark that follows you. Consumer rights law firm representation operates differently, with better potential outcomes for your debt and your credit report.
The consumer rights attorneys we connect you with use the full power of federal law to challenge your creditors, dispute debt validity, and pursue resolution through legal channels — not just negotiation. Results that hold up.
Learn more →If a debt collector has called you after hours, threatened you, or violated any provision of federal law — those are actionable. Our partner law firms' attorneys pursue them.
Learn more →Inaccurate credit reporting is more common than most people know. The consumer rights attorneys we connect you with dispute errors through legal channels with the full force of federal law behind every challenge.
Learn more →Being served with a summons? You have attorney representation on day one — included for enrolled accounts at no extra fee. The attorneys respond, defend, and challenge the creditor's right to collect.
Learn more →Every client who walks through our door deserves to know what's possible. Here's what happened when they found out their rights.
"I had been getting calls every day for two years. Within 30 days of working with Providence, it stopped. I didn't know I had the right to make them stop."
"They resolved $34,000 of debt I'd been carrying for six years. I thought I'd be paying this for the rest of my life. I didn't know there were other options."
"When I got served with a lawsuit I panicked. The team here was calm and walked me through every step. We won. I still can't believe it."
Consumer Rights Advisory Team · Partnered with Licensed Attorneys · Federal Practice
Providence Financial Solutions was built by advisors who spent years watching the same story repeat — people carrying debt, harassed by collectors, unaware that the law was on their side. We connect you with consumer rights attorneys who know both sides of this and use that to your advantage.
Nothing. Your first consultation is completely free and comes with zero obligation. We review your situation, explain your options, and let you decide from there.
Debt counselors give advice. We connect you with attorneys who take legal action. That distinction is why creditors and collectors respond differently to our approach than to any other service.
Yes. From day one, cease and desist notices go to your creditors and collectors instructing them to contact the consumer rights attorneys assigned to your case — not you. If they contact you after that, it may be a violation of federal law.
There may be a temporary effect depending on your situation. The goal is resolution — and as accounts are addressed, your credit profile improves. We give you an honest picture during your free consultation.
Credit cards, medical bills, personal loans, collection accounts, and situations where collectors have violated your rights — regardless of debt type.
Most cases resolve in 24 months — significantly faster than most people's current trajectory. We give you a realistic timeline at your consultation, not a sales pitch.
No pressure. No judgment. Just a free conversation about your situation and your options.
We've helped hundreds of people who thought they had none.
Free · Confidential · No obligation · Your information stays private